Dear Sir/Madam,

Welcome once more to your monthly Newsletter.  There is so much talk these days, it hard to separate financial fact from financial fiction.   Our job is to cut a path through that tangle of fact and fiction and – with insight, information and sensible planning – offer you flexible financial options that could make a real difference to your future.

 Do you want to know more?  You can contact us via the Contact Us button, or feel free to call us.  Our staff and financial planners are only a click, or phone call away, so if we can assist you in any way, please feel free to contact us.

 A special message is in our Bulletin Board from Jo-Anne Border who has decided to retire after 23 years in the financial planning industry.  We wish Jo-Anne and Russell all the very best in the future. 

 We hope that you enjoy the many and varied subjects we will regularly send to you. 


 Wayne Stevens

Managing Director

Emohruo Financial Services


Emohruo Camden Team

Emohruo Camden Team

Emohruo Financial Services Pty. Limited is an Authorised Representative of AMP Financial Planning P/L
ABN 89 051 208 327
AFS Licence No. 232706

Salary Sacrificing into super

Read time: 1 minutes

In many cases, salary sacrificing for the purpose of increasing contributions into superannuation continues to be an appropriate and tax-effective retirement savings strategy

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Should I refinance my mortgage?

Read time: 3 minutes

A vast majority of Australians with home loans are paying a standard variable interest rate, plus (probably) a monthly fee of around $8.00. In an increasingly competitive market, the chances are that there may be a more competitive loan product available to you

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Investing in your child's future

Read time: 3 minutes

With the cost of education rising faster than inflation, are you in a position to comfortably fund your children's future?

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Market snapshot - where we've been and what's on the horizon in 2010

Read time: 3 minutes

Following significant share market falls around the world in 2008, 2009 also started on a bleak note with global share markets falling around 10% in the first quarter. However,

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Any Questions?

Email Emohruo Financial Services now.
or call us on 02 8205 1228 between 9am - 5pm from Mondays to Friday .

Contact Details Camden office: 4B/20 Argyle Street (PO Box 1035), Camden NSW 2570 | P: 02 8205 1228 | F: 02 4655 9233
Emohruo Financial Services | ABN 95 105 755 897
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