Dear Sir/Madam,


Welcome once more to your monthly newsletter.

Well finally an outcome on the election, and we are now well past the end of the financial year and heading towards Christmas!!!!

How much money did you save in the last financial year?  Are you and your family covered if you weren't able to work for any reason? And did you finally make that Will, that you keep promising to do for yourself every year?  Think about if you knew your roof on your house was old and leaky, chances are you'd act quickly and put aside some time to either fix it yourself or call someone to fix it.................the same can be said for the management of your personal finances.  If you don't have time to do this, we can help.   Don't wait for a life-changing event to strike or another financial year to pass.  If you want to improve your financial outlook, then now's a good time to start.

We hope you enjoy this month's articles, and dont forget you can view the latest 'Olivers Insights' commentary by visiting our website www.emohruo.amp.com.au.

Regards,

Wayne Stevens

Managing Director

Emohruo Financial Services

Emohruo Camden Team

Emohruo Camden Team


Emohruo Financial Services Pty. Limited is an Authorised Representative of AMP Financial Planning P/L
ABN 89 051 208 327
AFS Licence No. 232706

NATSEM Debt free and happy

Read time: 1 minutes

It is true money might not always buy happiness, although it certainly helps...........

Express Interest Read Full Article

Transferring UK pensions to Australia- What you need to know

Read time: 1 minutes

Recent changes to regulations will permit easier transfer of UK Pension Benefit to Australia. This is good news however the transfer process is still quite onerous with a number of requirements that must be met before transfer is permitted. There is also taxation, Australian Superannuation and Centrelink issues that need to be considered before the decision to transfer are made.

Express Interest Read Full Article

The What and When of Managed Funds

Read time: 2 minutes

There are a significant number of different types of managed investment vehicles available in the Australian market place, and all have an important place in meeting the financial needs of investors. Each is designed to provide a different risk/return profile for investors. However, it may not always be easy for those investors to fully understand just what risk and/or returns are associated with any particular investment vehicle....

Express Interest Read Full Article

Take care when refinancing borrowing for SMSF

Read time: 1 minutes

When looking to refinance existing gearing arrangements, self-managed superannuation fund (SMSF) advisers and trustees need to be wary of different sets of rules.

Express Interest Read Full Article

How to compare Funds.

Read time: 1 minutes

Since 2006, most Australians have been able to choose a superannuation fund into which their contributions are paid. If you are comparing different funds, as well as considering your own requirements, here are a few things to look out for...

Express Interest Read Full Article

Any Questions?

Email Emohruo Financial Services now.
or call us on 02 8205 1228 between 9am - 5pm from Mondays to Friday .

Contact Details Camden office: 4B/20 Argyle Street (PO Box 1035), Camden NSW 2570 | P: 02 8205 1228 | F: 02 4655 9233
Emohruo Financial Services | ABN 95 105 755 897
© 2008 Emohruo Financial Services. All rights reserved.