Dear Sir/Madam,


Welcome once more to your monthly newsletter.  Its a scary thought but xmas is only approximately 11 weeks away............hope you have budgeted for those things you want from Santa!!!

To help with one of those items possibly on your xmas wish list,  we are giving someone an opportunity to win a new apple iPad. 

How does it work?............Those who contact us and sit down and discuss consolidating their super with us by 29th October 2010 are in the running to win this new apple iPad .

What do you need to do?.......... All you have to do is google search 'super consolidation camden' click on the link 'AMP.com.au/Emohruo Financial Services, then follow the prompts, but get in soon, as it closes by the 29th October 2010. 

We hope you enjoy this months articles and dont forget you can view the latest 'Olivers Insights' commentary by visiting our website www.emohruo.amp.com.au

Regards,

Wayne Stevens

Managing Director

Emohruo Financial Services

Emohruo Camden Team

Emohruo Camden Team


Emohruo Financial Services Pty. Limited is an Authorised Representative of AMP Financial Planning P/L
ABN 89 051 208 327
AFS Licence No. 232706

What is YOUR risk profile?

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You may not have given much thought to your risk profile, but perhaps its time you did. After all, it can have a huge impact on the financial decisions you make

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4 things you need to know about self managed super funds

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A self-managed super fund (SMSF) has 4 or fewer members where all members are trustees. It is a special category of superannuation fund.

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DIY Will Kits - what you should know

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Most of us take a great deal of care to ensure we have sufficient funds for our retirement and to provide for our loved ones when we depart. Is it really worth putting these funds at risk, or being uncertain as to how they will be distributed when we die?

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Debt Consolidation - What is it?

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Debt Consolidation entails take out one loan to pay off many others...........

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Discipline Matters

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When it comes to saving money, its not all about how much a person earns, but how disciplined they are.........

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Any Questions?

Email Emohruo Financial Services now.
or call us on 02 8205 1228 between 9am - 5pm from Mondays to Friday .

Contact Details Camden office: 4B/20 Argyle Street (PO Box 1035), Camden NSW 2570 | P: 02 8205 1228 | F: 02 4655 9233
Emohruo Financial Services | ABN 95 105 755 897
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