Dear Sir/Madam,


Welcome once more to your monthly newsletter.   The year is flying...........almost at the end of February!!!  Soon it will be tax time............

We hope you enjoy this month's articles.  If you would like to know more about any of this month's articles, previous articles, or maybe something we have not covered, please feel free to contact us.

Also, dont forget to click on 'Olivers Insights' link for latest commentary by Dr. Shane Oliver.

Sincerely,

Wayne Stevens

Managing Director

Emohruo Financial Services

PS. Please refer our Bulletin Board for an update on our phone system

Emohruo Camden Team

Emohruo Camden Team


Emohruo Financial Services Pty. Limited is an Authorised Representative of AMP Financial Planning P/L
ABN 89 051 208 327
AFS Licence No. 232706

What does your credit card debt REALLY cost you?

Read time: 1 minutes

Believe it or not, a relatively small amount of debt can add up to some big costs by the time retirement rolls around. To see the big picture, there are many factors to consider such as the interest cost of carrying the debt, lost savings and reduced purchasing power

Express Interest Read Full Article

Transfer of assets to SMSF - the implications

Read time: 3 minutes

There are obvious benefits to holding investment assets in superannuation rather than in your personal name. These can include lower rates of taxation on both earnings and capital gains tax, protection of assets in the event of pursuit by creditors, and a tax-effective income stream leading up to and during retirement.

Express Interest Read Full Article

Rates unlikely to change because of floods.

Read time: 2 minutes

Australia's flood disaster could conceivably either push interest rate rises further into the future or induce earlier increases, but is more likely to leave the interest rate outlook little changed.

Express Interest Read Full Article

Who gets your Superannuation when you die?

Read time: 1 minutes

You may not have left your super to the person you intended. Strict rules govern how your super is distributed when you die - and its important to follow those rules to make sure your money goes to whom you want

Express Interest Read Full Article

Finance Tips for Young Adults

Read time: 3 minutes

If you think that understanding personal finance is way above your head you are wrong. All it takes to get started on the right path is the willingness to do a little reading - you don't even need to be particularly good at maths...

Express Interest Read Full Article

Any Questions?

Email Emohruo Financial Services now.
or call us on 02 8205 1228 between 9am - 5pm from Mondays to Friday .

Contact Details Camden office: 4B/20 Argyle Street (PO Box 1035), Camden NSW 2570 | P: 02 8205 1228 | F: 02 4655 9233
Emohruo Financial Services | ABN 95 105 755 897
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