Dear Sir/Madam,

Hi from the team at Total Wealth Management, 

Superannuation is in the news again. Some politicians are claiming that you will be disadvantaged as a result, please take a moment to review the following short article covering the changes and you will see how simple the solution really is. compulsory employer contributions

This month we would like to focus on your family finances. If you are to achieve your goals the 'necessary 3', overspending, budgeting and debt reduction will be critical. The articles listed below are an excellent reference and source of inspiration to get you started or back on track.

We have also been busy on our Facebook page and have posted some amusing cartoons check them out here, FACEBOOK.

Thank you for your time and please forward this newsletter on to your family and friends. 

Creating and Managing Wealth for YOU
Rod Hudson
Financial Adviser
07 3281 1226

Total Wealth Management

Contact Details P: 07 3281 1226 | F: 07 3282 9900
11 Lawrence Street, North Ipswich QLD 4305 Corporate Authorised Rep TFLG AFSL# 240938
Total Wealth Management | ABN: 14 079 194 808
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DISCLAIMER The information contained in this newsletter is general information only and is based on our interpretation of various topics. It has not been prepared taking into account your specific situation, objectives or needs. You should consider how the information is in anyway appropriate to your own situation before making any decision. You should also seek independent advice from the appropriate professional to assist you with any decision.